Sukanya Samriddhi Yojana (SSY) Details & Download Form 2022

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Sukanya Samriddhi Yojana (SSY) Details & Download Form 2022, Sukanya Samriddhi Yojana (SSY) is a government-sponsored savings program as part of “Beti Bachao, Beti Padhao Yojana” for the benefit of the baby girl. Parents can open two such accounts for girls (they cannot open a third/fourth account, etc. if they have more than two daughters). These accounts are valid for 21 years or for a girl child until she gets married after 18 years. ICICI Bank is accredited by the Department of Finance for providing SSY accounts. Customers can open an account by sending account open documents to any branch of ICICI Bank.

Features & Benefits of Move Samriddhi Yojana

સુકન્યા સમૃદ્ધિ યોજના ૨૦૨૨ સંપૂર્ણ માહિતી માટે વીડિયો જુવો :

Get more rewards than any other savings program Approved by the finance department, it is the Government of India’s savings program.
Minimum investment – Rs 250; Maximum investment – Rs 1,50,000 per financial year Triple Profit Tax – Principal invested, interest earned and maturity amount tax-free.
An attractive interest rate of 7.6%, fully exempt from tax under section 80C.
Investment limit of 1,50,000 RS. can be made in 01 financial year
If a minimum amount of Rs 1000 / – is not included in any financial year, a fine of Rs 50 / – will be charged.
Deposits to the account may be made for a period of 14 years, from the date of account opening.
Know before you invest
Returns: 7.6% interest rate per annum
Lock time: 21 years from account opening date.
The girl child must be under 10 years old at the time of opening the account
Deposits will be made for a period of 15 years, from the date of account opening
The withdrawal portion is available after the account holder reaches the age of 18 years
The interest rate is subject to change by the Government of India
Documentation:
SSY Account Opening Form
Girl’s Birth Certificate (optional)
Proof of ownership (according to RBI KYC guidelines)
Proof of accommodation (according to RBI KYC guidelines)
Pre-closing Sukanya Samriddhi Account
Premature closure can only be done by a teenage girl when she reaches the age of 18 for the purpose of marriage expenses. However, there are some special circumstances in which the account may be closed and the fair amount may be withdrawn:

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Sudden death of the account holder

in the event of the unfortunate death of a registered baby girl, the parents or legal guardian are entitled to claim the final account amount and interest accrued. The money will be given to the account nominee immediately. Also, the parents or legal guardian is required to submit the relevant documents confirming the death of the account holder and duly attested by the relevant authorities.

Inability to continue account

The Sukanya Samriddhi account can be closed prematurely if there is any form of guidance from the Central Government regarding the inability to store the account. The closure can also be considered in the event that the contribution to the account creates any kind of financial pressure on the depositor. In addition, proper approval from competent authorities should be made to consider account closures and payments.

Important links:

Learn Gujarati (SSY) Schemes

Download the Sukanya Samriddhi Yojana (SSY) Form.

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